Business Description
American Coastal Insurance Corp
NAICS : 524126
SIC : 6331
ISIN : US9107101027
Total Employee Number:
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Traded in other countries / regions
ACIC.USA0UI.Germany Index Membership
Russell 2000Russell 3000 IPO Date
2007-11-07Description
American Coastal Insurance Corporation is a Florida-based insurance holding company that focuses on commercial residential property insurance, primarily covering condominium associations, homeowners associations, and apartment buildings. Its main subsidiary, American Coastal Insurance Company, writes commercial residential property and casualty policies, largely in Florida, where hurricane and windstorm exposure is significant. The company also has operations in other coastal states. It generates revenue mainly through premiums written on commercial residential property policies, supplemented by investment income from its investment portfolio. Following the 2023 restructuring of its former personal lines subsidiary, United Property and Casualty Insurance Company, American Coastal has concentrated on its commercial residential business. Its customers are primarily community associations and property owners in coastal regions.
Financial Strength
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 1.44 | |||||
Equity-to-Asset | 0.27 | |||||
Debt-to-Equity | 0.45 | |||||
Debt-to-EBITDA | 1.03 | |||||
Interest Coverage | 14.23 | |||||
Piotroski F-Score | 6/9 | |||||
Beneish M-Score | -1.97 | |||||
WACC vs ROIC | ||||||
Growth Rank
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 9.5 | |||||
3-Year EBITDA Growth Rate | 58.9 | |||||
Future 3-5Y EPS without NRI Growth Rate Estimate Industry Rank | -21.82 | |||||
Future 3-5Y Total Revenue Growth Rate Estimate | -3.81 |
Momentum Rank
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 35.37 | |||||
9-Day RSI | 36.17 | |||||
14-Day RSI | 37.38 | |||||
3-1 Month Momentum % | -9.43 | |||||
6-1 Month Momentum % | -15.62 | |||||
12-1 Month Momentum % | -14.63 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Average Share Buyback Ratio | -4.1 | |||||
Shareholder Yield % | 4.19 |
Profitability Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 30.35 | |||||
EBITDA Margin % | 44.82 | |||||
FCF Margin % | -9.39 | |||||
OCF Margin % | -9.26 | |||||
ROE % | 31.13 | |||||
ROA % | 8.58 | |||||
ROIC % | 14.74 | |||||
Years of Profitability over Past 10-Year | 6 | |||||
Moat Score | 3 | |||||
Tariff Resilience Score | 9 |
GF Value Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 4.57 | |||||
Forward PE Ratio | 8.43 | |||||
PE Ratio without NRI | 4.57 | |||||
PS Ratio | 1.4 | |||||
PB Ratio | 1.27 | |||||
Price-to-Tangible-Book | 1.56 | |||||
EV-to-EBIT | 2.57 | |||||
EV-to-EBITDA | 0.06 | |||||
EV-to-Revenue | 1.11 | |||||
EV-to-FCF | -11.86 | |||||
Price-to-GF-Value | 0.85 | |||||
Price-to-Median-PS-Value | 1.69 | |||||
Price-to-Graham-Number | 0.59 | |||||
Earnings Yield (Greenblatt) % | 38.91 | |||||
FCF Yield % | -7.14 | |||||
Forward Rate of Return (Yacktman) % | 34.26 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Annualized Return % Â
Total Annual Return % Â
American Coastal Insurance Corp Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 330.591 | ||
| EPS (TTM) ($) | 2.013 | ||
| Beta | 0.547 | ||
| 3-Year Sharpe Ratio | 0.27 | ||
| 3-Year Sortino Ratio | 0.42 | ||
| Volatility % | 22.5 | ||
| 14-Day RSI | 37.38 | ||
| 14-Day ATR ($) | 0.227866 | ||
| 20-Day SMA ($) | 9.35 | ||
| 12-1 Month Momentum % | -14.63 | ||
| 52-Week Range ($) | 9.06 - 13.055 | ||
| Shares Outstanding (Mil) | 47.27 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 6 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
American Coastal Insurance Corp Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
American Coastal Insurance Corp Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| Annual report for 2026 | 2027-03-09 | In 168 days | ||
| Fourth quarter earnings conference call for 2026 | 2027-02-19 17:00 | In 151 days | ||
| Fourth quarter earnings results for 2026 | 2027-02-19 | In 150 days | ||
| Third quarter earnings conference call for 2026 | 2026-11-05 17:00 | In 45 days | ||
| Third quarter earnings results for 2026 | 2026-11-05 | In 44 days | ||
| Second quarter earnings conference call for 2026 | 2026-08-05 17:00 | 11.03 (+1.38%) | ||
| Second quarter earnings results for 2026 | 2026-08-05 | 11.03 (+1.38%) | ||
| General meeting for 2026 | 2026-05-26 13:00 | 10.80 (-0.46%) | ||
| First quarter earnings conference call for 2026 | 2026-05-05 17:00 | 11.65 (-0.94%) | ||
| First quarter earnings results for 2026 | 2026-05-05 | 11.65 (-0.94%) |
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American Coastal Insurance Corp Frequently Asked Questions
What is American Coastal Insurance Corp(ACIC)'s stock price today?
The current price of ACIC is $9.19. The 52 week high of ACIC is $13.06 and 52 week low is $9.06.
When is next earnings date of American Coastal Insurance Corp(ACIC)?
The next earnings date of American Coastal Insurance Corp(ACIC) is 2026-11-05 Est..
Does American Coastal Insurance Corp(ACIC) pay dividends? If so, how much?
American Coastal Insurance Corp(ACIC) does not pay dividend.
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